Medicare-2022.org is an independent health insurance broker and is not a federal or state Marketplace website. This website is owned and operated by QuoteLab, LLC, a licensed insurance agency.
MEDICARE ENROLLMENT PERIODS
Enter your Zip Code
or Call (833) 596-1919 TTY users 711
Mon - Fri: 6am - 5pm, Sat: 5am - 8pm PT
100% Safe and secure

Enrollment Periods

There are several Medicare Enrollment Periods. Medicare Part A and Part B and Private Medicare plans can have different enrollment periods.

Medicare Part A and Part B Enrollment:

Medicare Part A and Part B is the health insurance provided by the government. It consists of both Part A or hospital insurance, and Part B, or doctor visits and outpatient coverage.

There are three enrollment periods for Medicare Part A and Part B. First is the Initial Enrollment Period, which is the 7 months surrounding your 65th birthday. It begins 3 months before you turn 65, includes the month you turn 65, and ends 3 months after you turn 65. Those who are under 65 and disabled can also enroll in Medicare Part A and Part B.

Those who are over 65 are eligible if they paid federal taxes for at least 10 working years. If you already receive benefits from Social Security or the Railroad Retirement Board, you will automatically be enrolled in Medicare. If you do not yet receive these benefits, or have questions about your eligibility for Medicare Part A and Part B, check with the government or visit Medicare.gov.

The General Enrollment Period is available to those who missed the Initial Enrollment Period. It begins on January 1st and ends on March 31st. If you sign up during General Enrollment, your coverage will begin on July 1st. It is important not to miss the Initial Enrollment Period because you may face higher premiums.

The third opportunity to sign up for Medicare Part and Part B is during the Special Enrollment Period. Note that this enrollment period is only open to those who are 65 or older who currently have, or recently lost, employer-based coverage. The Special Enrollment Period ends 8 months after you lost your employer-based coverage, whether you lost your own coverage, or your spouses’ coverage. If you miss this 8-month Special Enrollment period, you would have to wait until the General Enrollment Period to sign up.

Learn more about Medicare Part A and Part B here.

Private Medicare Enrollment:

Private Medicare plans are available to those looking to receive additional health benefits, or to close the gaps in Medicare Part A and Part B coverage. They may lower your out-of-pocket costs by helping pay for deductibles, coinsurance, and prescription drugs.

There are three types of Private Medicare plans, each with different enrollment periods. They are Medigap, Medicare Advantage, and Part D options.

Medigap

The Medigap Enrollment Period begins 6 months after you turn 65. Those who are under 65 may be eligible to enroll if they are disabled. You must already be enrolled in Medicare Part A and Part B to be eligible for Medigap, also known as Medicare Supplement.

If you miss the Medigap Enrollment Period, you could still get a plan, but you may face higher premiums or even denied coverage for pre-existing conditions. In this case, it is recommended to shop around as some carriers may enroll you at a lower rate than others.

Learn more about Medigap plans here.

Medicare Advantage and Part D Prescription Drug Plans

Medicare Advantage and Part D Prescription Drug Plans have three nearly identical enrollment periods.

First is the Initial Enrollment Period, which is the 7-month period surrounding your 65th birthday. This period starts 3 months before you turn 65, includes the month you turn 65, and ends 3 months after you turn 65. Those who are under 65 may be eligible to enroll if they are disabled. If you miss the Initial Enrollment Period, you can sign up during the Open Enrollment period.

The Open Enrollment period in 2022 begins on October 15 and ends on December 7. If you currently have a Medicare plan, you can switch to a new plan during the Open Enrollment period.

Those who missed the Initial Enrollment or Open Enrollment periods may still have a chance to enroll in a plan during the Special Enrollment Period. To qualify for enrolling in a plan during the Special Enrollment period, you must have experienced certain life changes, such as moving to a new state or losing health coverage. For Medicare Advantage, you might still have the opportunity to get covered any time a highly-rated plan, known as a "5-star plan," becomes newly available in your state.

Learn more about Medicare Advantage plans here and Part D plans here.

If you are not sure about your enrollment eligibility, please submit your zip code to begin comparing Medigap, Medicare Advantage, and Part D Prescription Drug options. You can also call (833) 596-1919 TTY users 711  Mon - Fri: 6am - 5pm, Sat: 5am - 8pm PT to speak with a licensed insurance agent.

Still looking for rates? Medicare-2022.org, a licensed health insurance broker, can help you get a competitive quote.
COMPARE
PLAN
OPTIONS
Want to see other companies' rates? Check out these insurers that serve your area:
Compare Plans Online and Save:
Speak with a Licensed Insurance Agent:
(833) 596-1919
TTY users 711
 Mon - Fri: 6am - 5pm, Sat: 5am - 8pm PT
Get in Touch
Speak to a Licensed
Insurance Agent:
(833) 596-1919
TTY users 711
Mon - Fri: 6am - 5pm,
Sat: 5am - 8pm PT


Medicare-2022.org
700 S. Flower St., Suite 640.
Los Angeles, CA 90017
info@mediaalpha.com

Medicare-2022.org is operated by Quotelab, LLC, which is an independent broker and is not a federal or state Marketplace website. This website is owned and operated by QuoteLab, LLC, a licensed insurance agency, NPN #19911386. Invitations for application for health insurance on QuoteLab, LLC, only where licensed and appointed. License numbers are available upon request and are provided where required by law. QuoteLab's license information can be found at medicare-2022.org/licenses.html.

Federal Contracting Statement: Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

Third Party Material (TPMO) (Medicare.gov): We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.

This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov or consult https://www.medicare.gov.

Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. QuoteLab, LLC is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

The plans represented on Medicare-2022.org are Medicare Advantage HMO, PPO and PFFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. If you are paying Medicare Part B premium, you must continue to pay it to maintain coverage.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

Based on median Medicare Advantage benefit amounts for dental available across multiple plans and metro areas. Not all benefits available in specific plans or regions.

This information is not a complete description of benefits. Contact the plan for more information.

Limitations, copayments, and restrictions may apply.

[Benefits, premiums and/or copayments/coinsurance] may change on January 1 of each year.

Advertised Pricing:

There are several factors that impact your monthly premium; including your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

The advertised price may not be typical. It was generated using the Kaiser Family Foundation's subsidy calculator that was accessed on September 16, 2020. The following parameters were used: 21 year old adult, non-tobacco user, annual income of $24,700 in 2020, no children, and no available coverage through a spouse's employer. The resulting monthly premium was $30 per month (or $360 per year after $2,751 in subsidies) for a Bronze Plan. Even when using the same parameters, the resulting premium and subsidy calculations may be subject to change.

MULTIPLAN_MAOO-M2022-Website_M